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Indian Journal of Forensic and Community Medicine


Awareness of Health Insurance in Indore: A Cross-Sectional Descriptive Study


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Author Details: Suraj Sirohi, Chakresh Jain, Aditya Khatri, Sanjay Dixit, Shailesh Rai

Volume : 3

Issue : 2

Online ISSN : 2394-6776

Print ISSN : 2394-6768

Article First Page : 79

Article End Page : 82


Abstract

Background: Health insurance policies insure against several illnesses and guarantee a financial security if ever a treatment is required.
Objectives: The main purpose of study was to find out awareness of health insurance among households in Indore. Secondly to assess the awareness of people regarding government sponsored health insurance schemes and in last to find out source of information regarding health insurance & the reason for not having health insurance. Focus was on the variables like the Education, Gender, Occupation, Income, type of the families etc.
Material & Method: The study was conducted in Indore city and 200 subjects were selected from randomly selected general people. The collected data were analysed with the help of various tools and techniques to draw meaningful inferences and conclusion which were obtained using Excel and some using SPSS.
Results: Result shows that 41% of the respondents heard the term health insurance. 66% were interested in having a health insurance and almost equal 63.4% were willing to spend less than Rs.1000 for health insurance.
Conclusion: Many people aware but had incomplete information regarding various aspects of health insurance & its importance. Hence it is important to increase the awareness community on various aspects of health insurance in view to meet the ever rising medical expenses in view of unpredictable illness & injuries.

Key words: Health Insurance, Health Plan, Awareness